Services
Our Services
Your Chief Financial Coordinator
Lasting financial success requires more than good advice—it requires coordination. As your Chief Financial Coordinator, we bring all the pieces of your financial life into harmony through your financial plan, which then becomes a basis for transforming fragmented relationships with multiple professionals into a unified strategy that works toward your goals.
Our coordination encompasses the critical elements of your financial life:
- Investment strategies aligned with your complete picture
- Wealth preservation and growth across all your assets
- Insurance coverage that truly protects what matters
- Estate planning that reflects your values and intentions
Your financial life may involve multiple experts—CPAs, attorneys, insurance professionals, and brokerage accounts perhaps with or without an advisor. Without a coordinator, these specialists operate in silos, leaving you to bridge the gaps. We serve as that bridge, ensuring your tax professional, estate attorney, and insurance advisor all understand how their work affects the whole. Every recommendation considers the ripple effects across your complete financial ecosystem.
Financial Planning
Retirement Planning
Estate Planning Strategies
Education Planning
Divorce Planning
Investment Management
Equities
Fixed Income
Cash Investments
Banking
Individual Retirement Accounts (IRAs)
Investment Accounts
Variable Annuities
Insurance Strategies
Life Insurance
Fixed Annuities
Longevity Planning
♦
Investment Advisory Services Fees
Your Financial Quarterback: How Coordination Works
Exceptional financial coordination begins with understanding your complete situation—not just your investment portfolio, but every element that affects your financial security. Our process brings clarity to complexity and ensures nothing falls through the cracks.
Initial Consultation: Understanding and Identifying Your Complete Picture
Our relationship starts with a 45 to 60-minute consultation where we discuss your financial ecosystem:
- Your current financial landscape—all accounts, asset and liability summaries, all professionals, key documents
- Short-term and long-term objectives across all areas of your life
- Sudden or planned life transitions that will require coordinated action
- Insurance coverage gaps and estate planning needs
- How your existing advisers currently work together (or don't)
We believe in complete transparency. We'll explain our investment philosophy, our partnership with Upstream Investment Partners' network of over 130 advisors, and the resources available through our LPL independent advisor platform. (Visit our Upstream/LPL Partnership page for additional details.)
Comprehensive Financial Planning: The Foundation for Coordination
Our financial planning fee ranges from $1,500 to $2,500 depending on complexity. This initial investment includes ongoing plan updates at no additional cost when you maintain a funded investment advisory relationship with us. As your life evolves—career changes, family transitions, inheritances, health events, retirement—we update your plan to ensure your strategy adapts with you.
Our Coordination Process
We document and solve your complex challenges through a disciplined, thoughtful process that brings all the pieces of your financial life into harmony. Building on what we learned in our initial consultation, next steps include:
Analysis
We thoroughly analyze your complete financial picture, identifying gaps, conflicts, opportunities, and risks. We coordinate with documentation from your existing professionals to understand how everything currently works together—or doesn't.
Portfolio Implementation
We develop and implement a coordinated strategy that aligns your investments, estate plan, tax strategy, insurance coverage, and retirement planning. Every recommendation considers how it impacts the whole, not just one isolated area.
Monitoring Over Time
Your life changes, markets shift, laws evolve, and your goals mature. We continuously monitor your complete financial ecosystem, proactively adjusting strategies and ensuring coordination with your professional team as circumstances change.
We don't just manage investments—we foster confidence around your financial life with an aim toward reaching your goals and leaving a legacy you’ll be proud of. When your attorney or estate advisor updates your estate plan, we ensure beneficiary designations align. When your CPA identifies tax-saving opportunities, we adjust investment strategies accordingly. When life transitions hit, you have one person who has a full purview and can mobilize coordinated action immediately.
Transparent Fee Structure
Our annualized financial advisory account fee is based on the value of assets in the account, including cash holdings, and is billable quarterly in advance.
For portfolios UNDER $500,000, the fee is 1.1%
For portfolios OVER $500,000, the fee table is below:
Fee Schedule
You Deserve More Than Disconnected Advice
You didn't accumulate wealth by accident, your goals are deliberate, and this all reflects your legacy and wishes. You deserve a cohesive financial strategy with someone accountable for coordinating all the moving pieces, especially during the moments that matter most.
Schedule a Consultation